The 7 Best Credit Unions in Shelby Township, MI

Last updated October 10, 2026 · ranked from 575 Google reviews · How we rank

All seven entries in this guide to the best credit unions in Shelby Township, MI are located within the city. Community Choice Credit Union takes the top spot with a 4.9 Google rating from 299 reviews, followed by OUR Credit Union, which has a 4.9 rating from 68 reviews. Genisys Credit Union ranks third with a 4.5 rating from 108 reviews. Michigan Schools and Government Credit Union appears twice, in fourth and sixth place, with ratings of 4.5 and 4.1, respectively. Michigan United Credit Union holds fifth place with a 4.5 rating, while Alliance Catholic Credit Union rounds out the list with a 4.2 rating. Across the seven entries, Google review counts range from 8 to 299.

Top picks at a glance

  1. 1Community Choice Credit UnionCommunity Choice Credit Union holds a 4.9 Google rating across 299 reviews, listed on Google as credit union.
  2. 2OUR Credit UnionOUR Credit Union holds a 4.9 Google rating across 68 reviews, listed on Google as credit union.
  3. 3Genisys Credit UnionGenisys Credit Union holds a 4.5 Google rating across 108 reviews, listed on Google as credit union.
  1. Community Choice Credit Union in Shelby Township1

    Community Choice Credit Union

    4.9(299)· Google4.9 out of 5 from 299 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Community Choice Credit Union holds a 4.9 Google rating across 299 reviews, listed on Google as credit union.

    • Personal and business banking
    • Drive-through access
    • Saturday morning hours
    “Madhu and CCCU made it so easy for me to get a loan. They got me an approval within 1 day and I had the funds the next day. I highly recommend banking with Community Choice Credit Union!!”
    — Brian Weiler, 2026-05-13 · google

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  2. OUR Credit Union in Shelby Township2

    OUR Credit Union

    4.9(68)· Google4.9 out of 5 from 68 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    OUR Credit Union holds a 4.9 Google rating across 68 reviews, listed on Google as credit union.

    • Helpful teller reviews
    • Saturday morning hours
    • Shared branching available
    “Tellers are always friendly, warm, and helpful. Rates are the best!”
    — Kurt Opel, 2025-09-25 · google

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  3. Genisys Credit Union in Shelby Township3

    Genisys Credit Union

    4.5(108)· Google4.5 out of 5 from 108 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Genisys Credit Union holds a 4.5 Google rating across 108 reviews, listed on Google as credit union.

    • Saturday banking hours
    • Drive-through service
    • Business financial services
    “We would recommend Genisys to anyone! Donna is absolutely incredible and so helpful!!”
    — Sam Loria, 2026-06-16 · google

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  4. Michigan Schools and Government Credit Union in Shelby Township4

    Michigan Schools and Government Credit Union

    4.5(31)· Google4.5 out of 5 from 31 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    Broad eligibility and practical branch access earn Michigan Schools and Government Credit Union fourth place. At 48945 Hayes Rd in Shelby Township, MI, it welcomes anyone in Michigan and offers checking, savings, certificates of deposit, and several borrowing options. Its 4.5-star Google rating from 31 reviews includes praise for knowledgeable, helpful service and auto lending. Thursday and Friday hours extend to 6 p.m., with Saturday hours from 9 a.m. to 1 p.m. A drive-through and 24-hour digital access add ways to bank beyond a counter visit.

    • Open to Michigan
    • Saturday branch hours
    • Drive-through banking
    “Great service. Everyone here is very knowledgeable and helpful, especially Margherita.”
    — Pink Cardigan, 2026-09-10 · google

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  5. Michigan United Credit Union in Shelby Township5

    Michigan United Credit Union

    4.5(8)· Google4.5 out of 5 from 8 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed today

    Michigan United Credit Union holds a 4.5 Google rating across 8 reviews, listed on Google as credit union.

    • Statewide membership eligibility
    • Helpful staff feedback
    • Wheelchair-accessible entrance
    “Great CU, been with them for many years (remember Pontiac Telephone Employees CU?).”
    — t jones, 2017-09-01 · google

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  6. Alliance Catholic Credit Union in Shelby Township6

    Alliance Catholic Credit Union

    4.2(19)· Google4.2 out of 5 from 19 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    At 13482 24 Mile Rd in Shelby Township, MI, it offers a drive-through, free on-site parking and a wheelchair-accessible entrance. Reviewers describe friendly, professional staff, with one praising prompt help during a serious issue. Its Google rating is 4.2 from 19 reviews. Friday hours extend to 6 p.m., and Saturday hours run from 9 a.m. to 1 p.m.

    • Member-owned credit union
    • Drive-through service
    • Saturday morning hours
    “The staff is very friendly. The only weird thing is that they do not have a money counting machine at the counters where they count the cash in front of you. They take the money into a back room to which could be a sore point for some pe…”
    — Joanne Gorney, 2026-06-07 · google

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  7. Michigan Schools and Government Credit Union in Shelby Township7

    Michigan Schools and Government Credit Union

    4.1(42)· Google4.1 out of 5 from 42 reviews (Google rating)

    Credit union

    Own this business? Claim itClosed · opens 9:00 AM

    The branch at 8770 23 Mile Rd combines checking, savings, and certificates of deposit with auto loans, mortgages, and other borrowing options. Thursday and Friday hours extend to 6 p.m., with Saturday service until 1 p.m. Drive-through banking and 24-hour digital access add convenience. Its 4.1-star Google rating from 42 reviews includes praise for helpful staff and an accommodating experience from a 35-year member.

    • Open Michigan membership
    • Saturday branch hours
    • Drive-through banking
    “Very accommodating credit Union. I have been a member for 35 years. Now family is beginning to join.”
    — Kimmy K, 2026-08-30 · google

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Map of every pick

Compare at a glance

Comparison of the best credit unions in Shelby Township, MI
#PlaceGoogle ratingPriceGoogle reviewsNeighborhoodPhoneOpen now
1Community Choice Credit Union4.9(299)4.9 out of 5 from 299 reviews (Google rating)—299—+1877-243-2528Closed
2OUR Credit Union4.9(68)4.9 out of 5 from 68 reviews (Google rating)—68—+1248-549-3838Closed
3Genisys Credit Union4.5(108)4.5 out of 5 from 108 reviews (Google rating)—108—+1586-323-7060Closed
4Michigan Schools and Government Credit Union4.5(31)4.5 out of 5 from 31 reviews (Google rating)—31—+1866-674-2848Closed
5Michigan United Credit Union4.5(8)4.5 out of 5 from 8 reviews (Google rating)—8—+1248-814-4000Closed
6Alliance Catholic Credit Union4.2(19)4.2 out of 5 from 19 reviews (Google rating)—19—+1877-950-2228Closed
7Michigan Schools and Government Credit Union4.1(42)4.1 out of 5 from 42 reviews (Google rating)—42—+1866-674-2848Closed

Ratings and review counts shown are Google ratings, displayed with attribution.

How we ranked this list

Each credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Shelby Township category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.

Read the full methodology

Ask Noemic: best credit unions in Shelby Township

credit unions in Shelby Township, MI: common questions

Which credit unions in Shelby Township, MI have the highest Google ratings?
Community Choice Credit Union at 14965 23 Mile Rd and OUR Credit Union at 54870 Mound Rd share the highest rating among these locations at 4.9. Community Choice has 299 reviews, while OUR has 68. Genisys, Michigan United, and the Hayes Rd branch of Michigan Schools and Government Credit Union each have a 4.5 rating.
Which credit unions in Shelby Township, MI offer Saturday or later weekday hours?
Community Choice, Genisys, OUR, both Michigan Schools and Government Credit Union branches, and Alliance Catholic are open Saturdays from 9 a.m. to 1 p.m. Michigan United is closed Saturdays. Both Michigan Schools and Government Credit Union branches close at 6 p.m. on Thursdays and Fridays. Community Choice, OUR, and Alliance Catholic also close at 6 p.m. on Fridays. Genisys closes at 5:30 p.m. every weekday.
Which credit unions in Shelby Township, MI describe broad membership eligibility?
Michigan United Credit Union at 13643 23 Mile Rd accepts people who live, work, worship, or attend school in Michigan. Michigan Schools and Government Credit Union welcomes anyone in Michigan to bank with it, including at its 8770 23 Mile Rd and 48945 Hayes Rd branches.
Where can I find mortgages, auto loans, and business banking in Shelby Township, MI?
Genisys at 49675 Van Dyke Ave offers mortgages, auto loans, and business financial services. Community Choice at 14965 23 Mile Rd lists mortgages, loans, and business banking. Both Michigan Schools and Government Credit Union branches offer mortgages, auto loans, home equity loans, and credit cards, alongside checking, savings, and certificates of deposit.
Which credit unions in Shelby Township, MI have drive-through service or coin machines?
Drive-through service is listed at Community Choice, Genisys, OUR, both Michigan Schools and Government Credit Union branches, and Alliance Catholic. OUR at 54870 Mound Rd also offers a walk-up ATM, a self-serve coin machine, and a night drop box. OUR states that all its branches are shared branches. All seven locations list wheelchair-accessible entrances and parking.
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